RefPay.com is committed to the protection of the privacy of its website customers, and has put into effect the following privacy policy. The policy explains what we do with the information we learn about you. By accessing and using any part of this website, you agree to the terms of this privacy policy, and you acknowledge and consent to the collection, use, and disclosure of identifying information of the type and for the purposes described in this privacy policy.

If you do not agree to the terms of this privacy policy or do not consent to the collection, use, and disclosure of identifying information of the type and for the purposes described in this privacy policy, please discontinue use of this website immediately.

Information Collected

RefPay.com collects and treats as personal information your name, address, e-mail address, telephone number, social security number. We use this information to respond to your questions and requests, and to contact you via mail, or e-mail or phone to inform you of new services, or promotions we may offer, or to acquire additional information required to process or complete your registration. We will not provide any of this information to any third party without your permission, except as necessary to manage RefPay.com's electronic distribution of game fees, or as compelled by law, court order or other judicial process.

RefPay.com also collects information through the use of "cookies." A cookie is a set of data that a website server stores on your computer when you use it to visit the website. Our cookies enable RefPay.com to recognize your computer and to "remember" your entries from one page to the next. Our cookies store information such as your full name, date of birth, league name, and state of residence. Cookies stored on your computer when you visit our website are encrypted so that they cannot be easily read by anyone other than RefPay.com. Your browser or other software you install may permit you to restrict the use of cookies. Unless you elect to permit the use of cookies, you will not be able to use our website.

In addition, RefPay.com identifies several other pieces of information specific to your computer. These pieces of information are only used to assess your computer's compatibility with the RefPay.com system and are not collected, stored, or otherwise tracked. This information is limited to your computer's Operating System, System Language, Platform, Browser, Browser Version, and whether your Browser is Cookie-Enabled.

Access to Information

RefPay.com's current subscribers fall into three categories: (1) game officals; (2) payment administrators; (3) official associations. All three categories of subscribers have access to the RefPay.com system, but their level of access to other information varies.

Disclosure of Aggregate Information

RefPay.com may provide to advertisers or prospective advertisers certain demographic statistics about our users, including age groups, occupations, sales, traffic patterns, and such technical information as Internet protocol addresses, computer operating systems, browser types, and the addresses of any referring websites. Any data provided to advertisers or prospective advertisers will be provided only in aggregate form, and will not include any of the information RefPay.com treats as personal.

Security and Unintentional Disclosure

You should be aware that there are always risks associated with providing personal data, whether in person, by phone or over the Internet. While no system of technology is completely secure, tamper-resistant or "hacker-proof," RefPay.com has taken the following measures to minimize and prevent unauthorized access to and improper use of your personal information. RefPay.com's servers are protected by a state-of-the-art firewall security appliance, and are housed in a highly secure data center with card key and fingerprint scanner access, 24 hour closed circuit TV monitoring, fire suppression system, redundant, uninterrupted power sources, and its own diesel backup generator.

Data Retention

RefPay.com may keep your information indefinitely.

Linked Websites

Our website may contain links to third party websites, which may or may not be operated in conjunction with our website. RefPay.com does not monitor or control the contents of or the information collected by these websites and is not responsible for their content or usage of information collected. The treatment of user data by the operators of third party websites may be different from ours. For details regarding their treatment of personal data you should read their privacy policies or contact them directly.

Disclaimer and Limitation of Liability

REFPAY.COM IS NOT RESPONSIBLE FOR ANY DAMAGE CAUSED, DIRECTLY OR INDIRECTLY, BY THE DISCLOSURE, INTENTIONAL OR UNINTENTIONAL, OF ANY PERSONAL INFORMATION COLLECTED FROM YOU. YOU AGREE NOT TO HOLD REFPAY.COM, OR ANY OF ITS OFFICERS, DIRECTORS, OWNERS, AGENTS, OR EMPLOYEES LIABLE FOR ANY DAMAGES ARISING FROM THE USE, DISCONTINUATION OR MODIFICATION OF ALL OR PART OF THIS WEBSITE, NOW OR IN THE FUTURE. IF YOU ARE DISSATISFIED WITH THIS WEBSITE OR WITH THE TERMS OR CONDITIONS OF THIS DISCLAIMER, YOUR SOLE AND EXCLUSIVE REMEDY IS TO STOP USING THE SERVICES PROVIDED BY REFPAY.COM. WE WILL NOT PAY YOU ANY DAMAGES, INCLUDING BUT NOT LIMITED TO LOST PROFITS, INDIRECT, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES, EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES AND EVEN IF SUCH DAMAGES ARE THE RESULT OF THE SOLE NEGLIGENCE OF REFPAY.COM.