RefPay.com collects and treats as personal information your name, address, e-mail address, telephone number, social security number. We use this information to respond to your questions and requests, as well as to register your account on the Site, and to contact you via mail, or e-mail or phone to inform you of new services, or promotions we may offer, or to acquire additional information required to process, or complete your registration. We also collect sensitive financial information such as your bank account number and routing code. This sensitive information is required to facilitate the payment process of fees on the Site whether your receiving, or sending out fees owed. We will not provide any of this information to any third party without your permission, or for their promotional purposes.
Refpay.com does reserve the right to disclose your information under certain specific instances where required. This may include disclosing information to third parties, or law and government agencies, such as when complying with a formal request for information in a court order, subpoena, or judicial proceeding. We also reserve the right to share information with our service providers, and law enforcement where necessary to protect our intellectual property rights, or the safety of our users', or staff as we in our sole and absolute discretion deem necessary and appropriate.
Refpay.com may disclose and transfer the information obtained from you through this Site, or the Service as part of a merger, acquisition or other sale of its assets or business. In such an event, we shall notify you by email, or a prominent notice on the site.
We use a third party payment processor to facilitate billing and payment of fees on the Site. This third party agent cannot use your sensitive information for any purposes beyond that for which it has been provided. We also employ the services of a third party to host our account registration pages on the Site. All information collected on these pages is owned exclusively by RefPay.com and governed by this privacy statement. We also use an ID verification software to verify the account information submitted to RefPay.com to ascertain that the personal information we're receiving is accurate to protect the integrity of the transactions carried out on the Site this agent verifies the personal information provided on the site, but doesn't share or utilize this information for any promotional purposes.
We may from time employ the services of a third party agent to perform aggregate statistical research on our Site to assist us in better understanding users' needs and preferences. These third parties may set cookies or pixel tags on the Site. We do not have access to these cookies. These cookies are used simply to report aggregate statistics to us about our Site and this information is not shared for any promotional purposes.
In addition, RefPay.com identifies several other pieces of information specific to your computer. These pieces of information are only used to assess your computer's compatibility with the RefPay.com system and are not collected, stored, or otherwise tracked. This information is limited to your computer's Operating System, System Language, Platform, Browser, Browser Version, and whether your Browser is Cookie-Enabled.
Access to Information
RefPay.com's current subscribers fall into three categories: (1) game officials; (2) payment administrators; (3) official associations. All three categories of subscribers have access to the RefPay.com system. To access your personal information submitted to us on the Site, log into your registered account to make any modifications to your preferences, or any of your submitted personal information.
In the event that after selecting to receive secondary communications from us about our new services and products you change your mind, you may unsubscribe by selecting the "unsubscribe" link present in each email we send out. Refpay.com reserves the right to contact you with service and notification emails considered a part of the service. Given that these messages are not promotional in nature, you generally cannot opt-out of them.
We display personal testimonials of satisfied customers on our site in addition to other endorsements. With your consent we may post your testimonial along with your name. If you wish to update or delete your testimonial, you can contact us at email@example.com
Disclosure of Aggregate Information
RefPay.com may provide to advertisers or prospective advertisers certain demographic statistics about our users, including age groups, occupations, sales, traffic patterns, and such technical information as Internet protocol addresses, computer operating systems, browser types, and the addresses of any referring websites. Any data provided to advertisers or prospective advertisers will be provided only in aggregate form, and will not include any of the information RefPay.com treats as personal.
Security and Unintentional Disclosure
You should be aware that there are always risks associated with providing personal data, whether in person, by phone or over the Internet. RefPay.com employs industry-accepted standards in protecting your personal information and has taken specific measures to minimize and prevent unauthorized access to, or improper use of your personal information. RefPay.com's servers are protected by a state-of-the-art firewall security appliance, and are housed in a highly secure data center with card key and fingerprint scanner access, 24 hour closed circuit TV monitoring, fire suppression system, redundant, uninterrupted power sources, and its own diesel backup generator. We also employ the use of SSL [Secure Socket Layer] technology to protect your sensitive information during its transmission on the Site. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security.
We will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
Our website may contain links to third party websites, which may, or may not, be operated in conjunction with our website. RefPay.com does not monitor or control the contents of, or the information collected by these websites and is not responsible for their content or usage of information collected. The treatment of user data by the operators of third party websites may be different from ours. For details regarding their treatment of personal data you should read their privacy policies or contact them directly.
Changes to this Statement
We reserve the right to update this privacy statement at any time and encourage you to read it regularly to stay aware of the changes we make. In the event of a material change to our information collection or privacy practices, we shall notify you by email prior to the changes taking effect.
You can reach us by emailing firstname.lastname@example.org
By Mail: 126 W Sego Lily Drive, #109, Sandy UT, 84070
Disclaimer and Limitation of Liability
REFPAY.COM IS NOT RESPONSIBLE FOR ANY DAMAGE CAUSED, DIRECTLY OR INDIRECTLY, BY THE DISCLOSURE, INTENTIONAL OR UNINTENTIONAL, OF ANY PERSONAL INFORMATION COLLECTED FROM YOU. YOU AGREE NOT TO HOLD REFPAY.COM, OR ANY OF ITS OFFICERS, DIRECTORS, OWNERS, AGENTS, OR EMPLOYEES LIABLE FOR ANY DAMAGES ARISING FROM THE USE, DISCONTINUATION OR MODIFICATION OF ALL OR PART OF THIS WEBSITE, NOW OR IN THE FUTURE. IF YOU ARE DISSATISFIED WITH THIS WEBSITE OR WITH THE TERMS OR CONDITIONS OF THIS DISCLAIMER, YOUR SOLE AND EXCLUSIVE REMEDY IS TO STOP USING THE SERVICES PROVIDED BY REFPAY.COM. WE WILL NOT PAY YOU ANY DAMAGES, INCLUDING BUT NOT LIMITED TO LOST PROFITS, INDIRECT, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES, EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES AND EVEN IF SUCH DAMAGES ARE THE RESULT OF THE SOLE NEGLIGENCE OF REFPAY.COM.
Last updated April 15th 2013